In situations when a regular customer may not want to use their account vault, or may not want to create an account vault, you can use their contact record to create a one-time transaction.
Here's an interactive tutorial
15 STEPS
1. This article covers running a one-time transaction with an existing contact.
2. Start by clicking Contacts.
3. Click to select the contact.
4. Click Charge.
5. Select the Payment Method.
6. Select the Transaction Type.
7. Enter the Transaction Amount.
8. For ACH
Select the SEC Code, and confirm the Account Information.
9. Type to select the Routing Number.
10. Enter the Account Number.
11. Enter a Description for the transaction.
12. Confirm the Billing Information.
13. Click Process Transaction.
14. From the receipt view you can Void the transaction, Email, or Print the receipt.
Click Close to exit.
That's it. You're done!